Best Rate Quotes for GMC Sierra 2500HD Insurance in Las Vegas

Insurance quote for GMC Sierra 2500HD in Las VegasFinding better insurance prices for a new or used GMC Sierra 2500HD in Nevada can turn out to be a lot of work, but you can follow these tips to find lower rates.

There is a right way and a wrong way to compare auto insurance rates and we’ll show you the quickest way to get price quotes for a GMC and locate the best price possible.

Getting a cheaper price on insurance can be quick and easy. You just need to take the time to compare rate quotes to find the company with cheaper Las Vegas car insurance quotes.

The companies shown below provide free quotes in Las Vegas, NV. If your goal is to find the best cheap car insurance in Las Vegas, we recommend you visit two to three different companies to get a more complete price comparison.

Premium rates and analysis

The information shown next showcases estimates of coverage prices for GMC Sierra 2500HD models. Learning a little about how auto insurance policy rates are formulated can be of help when making decisions on which insurance to purchase.


GMC Sierra 2500HD Insurance Rates in Las Vegas, NV
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Sierra 2500HD SLE Regular Cab 4WD $268 $472 $308 $18 $92 $1,158 $97
Sierra 2500HD SLE Regular Cab 2WD $268 $472 $348 $20 $104 $1,212 $101
Sierra 2500HD SLE Crew Cab 4WD $268 $472 $308 $18 $92 $1,158 $97
Sierra 2500HD SLE Extended Cab 4WD $268 $472 $308 $18 $92 $1,158 $97
Sierra 2500HD SLE Crew Cab 2WD $268 $544 $348 $20 $104 $1,284 $107
Sierra 2500HD SLE Extended Cab 2WD $268 $544 $348 $20 $104 $1,284 $107
Sierra 2500HD SLT Crew Cab 4WD $268 $544 $308 $18 $92 $1,230 $103
Sierra 2500HD SLT Extended Cab 4WD $268 $544 $308 $18 $92 $1,230 $103
Sierra 2500HD SLT Extended Cab 2WD $268 $544 $348 $20 $104 $1,284 $107
Sierra 2500HD SLT Crew Cab 2WD $300 $544 $348 $20 $104 $1,316 $110
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Price data assumes married male driver age 30, no speeding tickets, no at-fault accidents, $250 deductibles, and Nevada minimum liability limits. Discounts applied include multi-vehicle, homeowner, multi-policy, claim-free, and safe-driver. Information does not factor in specific location which can revise coverage rates considerably.

Raise deductibles and save

When shopping for auto insurance, a common question is where to set your physical damage deductibles. The rates shown below determine the differences in premium rates between low and high insurance deductibles. The first set of prices uses a $100 physical damage deductible and the second price table uses a $500 deductible.


GMC Sierra 2500HD insurance rates with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Sierra 2500HD SLE Regular Cab 4WD $300 $564 $308 $18 $92 $1,307 $109
Sierra 2500HD SLE Regular Cab 2WD $300 $564 $348 $20 $104 $1,361 $113
Sierra 2500HD SLE Crew Cab 4WD $300 $564 $308 $18 $92 $1,307 $109
Sierra 2500HD SLE Extended Cab 4WD $300 $564 $308 $18 $92 $1,307 $109
Sierra 2500HD SLE Crew Cab 2WD $300 $650 $348 $20 $104 $1,447 $121
Sierra 2500HD SLE Extended Cab 2WD $300 $650 $348 $20 $104 $1,447 $121
Sierra 2500HD SLT Crew Cab 4WD $300 $650 $308 $18 $92 $1,393 $116
Sierra 2500HD SLT Extended Cab 4WD $300 $650 $308 $18 $92 $1,393 $116
Sierra 2500HD SLT Extended Cab 2WD $300 $650 $348 $20 $104 $1,447 $121
Sierra 2500HD SLT Crew Cab 2WD $334 $650 $348 $20 $104 $1,481 $123
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GMC Sierra 2500HD insurance rates with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Sierra 2500HD SLE Regular Cab 4WD $218 $382 $308 $18 $92 $1,018 $85
Sierra 2500HD SLE Regular Cab 2WD $218 $382 $348 $20 $104 $1,072 $89
Sierra 2500HD SLE Crew Cab 4WD $218 $382 $308 $18 $92 $1,018 $85
Sierra 2500HD SLE Extended Cab 4WD $218 $382 $308 $18 $92 $1,018 $85
Sierra 2500HD SLE Crew Cab 2WD $218 $438 $348 $20 $104 $1,128 $94
Sierra 2500HD SLE Extended Cab 2WD $218 $438 $348 $20 $104 $1,128 $94
Sierra 2500HD SLT Crew Cab 4WD $218 $438 $308 $18 $92 $1,074 $90
Sierra 2500HD SLT Extended Cab 4WD $218 $438 $308 $18 $92 $1,074 $90
Sierra 2500HD SLT Extended Cab 2WD $218 $438 $348 $20 $104 $1,128 $94
Sierra 2500HD SLT Crew Cab 2WD $244 $438 $348 $20 $104 $1,154 $96
Get Your Own Custom Quote Go

Data rating is based on married male driver age 30, no speeding tickets, no at-fault accidents, and Nevada minimum liability limits. Discounts applied include safe-driver, multi-vehicle, multi-policy, homeowner, and claim-free. Prices do not factor in specific location which can decrease or increase coverage prices noticeably.

We can estimate from the data above that using a $100 deductible will cost you approximately $26 more each month or $312 annually across all GMC Sierra 2500HD models than buying the higher $500 deductible. Since the policyholder would be required to pay $400 more if you file a claim with a $500 deductible as compared to a $100 deductible, if you tend to go at a minimum 15 months between claims, you would save more money going with the higher deductible. Below is a better example of how you can do this calculation yourself.

Average monthly premium for $100 deductibles: $116
Average monthly premium for $500 deductibles (subtract): – $90
Monthly savings from raising deductible: $26
Difference between deductibles ($500 – $100): $400
Divide difference by monthly savings: $400 / $26
Number of months required between physical damage coverage claims in order to save money by choosing the higher deductible 15 months

One important caveat is that a higher deductible means you will have to pay more of your own money when you have a claim. That will necessitate some available funds in the event you need to pay the deductible.

Informed Consumers Can Reduce Their Insurance Rates

The best way to find cheaper insurance is to take a look at some of the elements that are used to determine insurance rates. If you have a feel for what positively or negatively impacts your premiums, this allows you to make good choices that could result in lower rates. Multiple criteria are used when premium rates are determined. Some of the criteria are obvious such as your driving history, but other factors are less obvious such as whether you are married and annual miles driven.

Which gender costs less? – Over the last 30 years, statistics show that women are safer drivers than men. Now that doesn’t mean males are worse at driving than females. Both sexes get in auto accidents at a similar rate, but men cause more damage. Not only are claims higher, but men receive more major tickets such as DWI and reckless driving. Teenage male drivers generally have the highest accident percentage so they pay the highest premiums.

The example below illustrates the difference between GMC Sierra 2500HD insurance costs for male and female drivers. The rate quotes are based on no driving violations, no at-fault accidents, full coverage, $250 deductibles, single marital status, and no policy discounts are applied.

Your occupation is a factor – Did you know your insurance rates can be affected by your occupation? Careers like lawyers, architects, and accountants have the highest average rates because of intense work-related stress and incredibly demanding work hours. On the other hand, careers like scientists, athletes and retirees get better rates.

How old are your drivers? – More experienced drivers have been proven to be more responsible, statistically cause fewer accidents, and receive fewer citations. Teen drivers are statistically proven to be careless and easily distracted when driving with friends so they pay higher insurance rates.

The chart below uses these assumptions: single driver, full coverage with $100 deductibles, and no discounts or violations.

Lower rates by increasing deductibles – The deductibles you choose are the amount of money you are willing to pay out-of-pocket in the event of a claim. Insurance for physical damage to your car, aka comp and collision, protects your car from damage. Some instances where coverage would apply are rear-ending another vehicle, vandalism, and damage caused by road hazards. The more damage repair cost you are required to pay out-of-pocket, the bigger discount you will receive.

Why you need quality insurance for your Sierra 2500HD

Even though it’s not necessarily cheap to insure a GMC in Las Vegas, insurance may be required for several reasons.

The benefits of buying enough insurance outweigh the cost, specifically if you ever have a liability claim. Today the average American driver is overpaying more than $869 every year so you should quote your policy with other companies every year to make sure the price is not too high.